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If you can’t pay your debts because they’ve become unmanageable, to get a fresh financial start, you may consider declaring bankruptcy. But, before making any drastic decisions, you should know what goes along with a move such as this. There are pros and cons to filing for bankruptcy. Right about now, you may be thinking,Continue reading “What Happens After I Declare Bankruptcy?”

Whatever you choose to call it – Texas wage attachments, Texas wage garnishment, or something else – it’s something no one wants to be forced to deal with. Yet, every year, wages are garnished for roughly 7% of American workers, according to the ADP Research Institute. While 7% may not seem like a big numberContinue reading “The Ultimate Guide To Texas Wage Garnishment Laws”

It’s important to have a good understanding of bankruptcy before you file for it. Bankruptcy is, after all, a serious matter. There are a couple of different kinds of bankruptcy, so you need to distinguish between the two. To figure out which is most appropriate for your situation, you may want to speak to aContinue reading “The Basics Of Chapter 7 Bankruptcy In Texas”

Quick Summary National Collegiate Student Loan Trusts are among the largest private student loan debt holders in the country and have filed numerous collection lawsuits against borrowers. However, consumers may still have important legal defenses available, including challenging ownership documentation, disputing debt validity, and raising statute of limitations defenses where applicable. Responding quickly to lawsuitsContinue reading “How To Win A National Collegiate Trust Debt Suit”

Do you feel like you’re in debt past your eyeballs with credit cards? Are you, in fact, being sued by one or more credit card companies? If so, you may be wondering how to win a credit card lawsuit. Is there actually a way? The answer is yes, but you need credit card lawsuit defenseContinue reading “How To Win A Credit Card Lawsuit A Step-By-Step Guide?”

Quick Summary Debt collectors are prohibited from using harassment, threats, abusive language, or deceptive tactics under federal law. Texas consumers who experience repeated collection calls, threatening behavior, or unlawful collection practices may have legal rights under the Fair Debt Collection Practices Act (FDCPA). Documenting communications, filing complaints, disputing inaccurate debts, and seeking legal guidance mayContinue reading “How To Stop Harassment From Debt Collectors In Texas”

It’s important to know how to get rid of a judgment lien as a homeowner. Bankruptcy would, of course, be one option, but there are more. Hiring a debt resolution lawyer could well be in your best interest. Before we can answer the question of how to remove a judgment lien from your house, however,Continue reading “How To Remove A Judgment Lien From Your House In Texas”

For certain individuals who find themselves drowning in debt, one good option may be that of Chapter 13 bankruptcy. Though less than the amount actually owed, applied provisions allow someone with regular income to keep their assets while repaying creditors. Assets can include cars, houses, etc. The Chapter 13 bankruptcy requirements, however, for bankruptcy protectionContinue reading “Basic Requirements To File For Chapter 13 In Texas”

In the case of bankruptcy, the terms “discharge” and “dismissal” are at opposite ends. For whatever reason, however, the topic of bankruptcy dismissal versus discharge is frequently a blurry one. For those needing bankruptcy protection, terms like “Chapter 7″, “Chapter 13”, “discharge”, and “dismissal” are important things to know. The quickest and easiest way toContinue reading “Bankruptcy Dismissal Vs. Discharge: What’s The Difference?”