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Debt Protection Lawyer In San Antonio, TX

When you took out your first credit card or personal loan, you never imagined you were starting down the road to unmanageable debt. One loan turned into the next, though, and now, you have more than $20,000 of unsecured debt. Each missed payment brings more stress, and you aren’t sure where to turn. If you want to overcome your debt without filing for bankruptcy, the Debt Protection Program can help. Your debt protection lawyer in San Antonio will explore how much you can afford to pay and then set up payment plans with your creditors. This program will even help you if a creditor decides to sue you. With repayment plans and legal protection, this program is the key to financial freedom.

Who Can Enroll In The Debt Protection Plan?

The Debt Protection Program is open to Texas residents who have at least $20,000 in unsecured debt. You can enroll if you want to:

Ask Us A Question, Tell Us Your Situation,
Or Schedule A Call With Us

Call (833) 637-1075 or fill out the short form below. We will respond on the same day if you’re reaching us before 5pm – otherwise, next business day. Don’t hesitate: We welcome your questions!

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We respect your privacy. The information you provide will be used to answer your question or to schedule an appointment if requested.

Resolve Your Debt With An Affordable Payment Plan

Debt collection agencies often state that you need to pay the balance in full to close out the debt. However, most are willing to accept payment plans to avoid the high cost of litigation. Daniel Ciment of the Ciment Law Firm started his career as an attorney at a debt collection law firm, so he understands both sides of the field. His years of experience allow him to negotiate favorable payment plans for clients. If you want to repay your debt without stretching yourself too thin, this is a good choice.

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Get The Best Defense For Your Case

You deserve to work with an attorney you can count on to do everything in their power to win your case. Schedule a strategy session with our firm today to develop the strongest path forward.

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Begin Rebuilding Your Credit With The San Antonio Debt Protection Program

You probably noticed that your credit score went down when some of your accounts went into collections. While you’ve considered filing for bankruptcy, you don’t want your credit score to drop even more. The Debt Protection Program can help you rebuild your credit while paying off your debt. Then, you can get on sound financial footing.

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Debt Litigation – How To Mount A Legal Defense

If a creditor sues you while you’re enrolled in the Debt Protection Program, your attorney will come to your defense. Some cases are dismissed before making it to trial. For example, if the statute of limitations is up or the creditor doesn’t attend the hearing, your San Antonio debt protection lawyer will move to dismiss the charges. Do not worry if your charges aren’t dismissed, though. Many cases can be defended successfully in court due to insufficient documentation, improper service of summons, and more.

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Contact Our Debt Protection Lawyer In San Antonio, TX

You don’t have to handle debt collectors alone. A San Antonio debt protection lawyer can act as your advocate and help you overcome your debt. Schedule a free consultation by calling the Ciment Law Firm at 833-637-1075.

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Why Choose The Ciment
Law Firm, PLLC?

  • Free ConsultationFind out which debt resolution option is best for you during a free consultation.
  • Positively ReviewedOur firm has numerous positive reviews on Google, Avvo, and other websites.
  • Options for All NeedsFrom bankruptcy protection to judgment lien releases and student loan assistance, our firm provides ample options to resolve your debts.
  • Experience on Both Sides of the FieldDaniel Ciment started his career at a debt collection law firm and now protects those in debt. His experience on both sides allows him to find solutions for his clients.
  • Compassionate and TransparentPatient and knowledgeable, the team is available to answer all questions and explain the process so that clients can reach their desired outcome.
  • Six Office LocationsSchedule your appointment at an office in Katy,
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Stop Collection Calls With The Debt Protection Program

Dealing with debt collections is stressful and embarrassing. The endless stream of calls leave you flustered, and you might even have to explain the debt to your loved ones. Once you enter the Debt Protection Program, you won’t have to deal with your creditors any longer. Your lawyer will contact them on your behalf. The attorney will then serve as the point of contact for as long as you are part of the program. That means you can answer your phone without fear since there won’t be a debt collector on the other end of the line.

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Get Out Of Debt Without Paying More Than You Can Afford

If you were to make regular payments on all of your debts, it would be impossible for you to meet your family’s needs. You might not have enough money for gasoline, groceries, and other necessary expenses. The Ciment Law Firm will help you pay off your debts without undertaking a massive financial burden. Your lawyer will negotiate with the creditors so you can make affordable payments to eliminate your debt. Each payment will get you closer to closing out the debt. When you finally make the last payment, you’ll be free and clear.

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Are You Eligible For Financial Compensation?

Creditors are trying to collect a debt, but they might actually owe you money. When you enroll in the Debt Protection Program, the Ciment Law Firm will evaluate your accounts to determine if the creditors have violated the Fair Debt Collection Practices Act. If so, you are eligible for up to $1,000 per violation. The Ciment Law firm will seek compensation for you, so you won’t have to deal with the creditors or worry about providing evidence.

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Debt Lawsuit Defense

Under the Debt Protection Program, the Ciment Law Firm will represent you if one of your creditors files a lawsuit. While you might think that you don’t stand a chance in court, there are numerous legal defenses available. The Ciment Law Firm will explore your different options, including debt collection violations, improper service of summons, mistaken identity, and improper records. You can also use the statute of limitations defense if your debt was due four or more years ago.

video faqs

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What is the TCPA and how does it protect me?

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What is the statute of limitations for a debt?

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Should I make a good faith payment to a debt collector?

GET A PERSONALIZED DEBT RESOLUTION SOLUTION how can the debt defenders help?

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