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Debt Assistance Lawyer In El Paso, TX

It might have started with a single credit card or loan, but now, it’s spiraled out of control. Your debt is piling up, and you know you can’t keep up. If you continue down this path, your creditors might take you to court and get a judgment against you. The stress is enough to keep you up at night, and you need to find a solution. The Ciment Law Firm’s Debt Assistance Program can help you manage your debt. A debt assistance lawyer in El Paso, TX, will become the new contact person, effectively getting the creditors off your back while also ensuring they follow the law.

Instead of spending your nights tossing and turning, worrying about your financial future, reach out to the Ciment Law Firm today.

Is The El Paso Debt Assistance Program The Right Choice?

You want to choose the best debt resolution program for your needs. The Debt Assistance Program is often recommended for people who want to:

Ask Us A Question, Tell Us Your Situation,
Or Schedule A Call With Us

Call (833) 637-1075 or fill out the short form below. We will respond on the same day if you’re reaching us before 5pm – otherwise, next business day. Don’t hesitate: We welcome your questions!

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We respect your privacy. The information you provide will be used to answer your question or to schedule an appointment if requested.

Stop Collection Calls While Getting Out Of Debt

Collection calls are one of the more distressing components of being in debt. Talking to creditors is embarrassing, uncomfortable, and worrisome. It’s also intrusive when you are at work or with other people. The Ciment Law Firm will handle all communications for you, so you won’t have to talk to your creditors anymore. This program allows you to get your peace of mind back while also paying off your unsecured debt.


Keep Your Assets While Paying Off Your Debt

The El PasoDebt Assistance Program allows you to retain your personal property and assets while getting out from under debt. This is different from personal bankruptcy, where you might have to liquidate your assets to pay some of your creditors. Along with keeping your assets, you can begin to rebuild your credit with the debt assistance program.


Protect Yourself From Illegal Debt Collection Practices

The Ciment Law Firm reviews debt collection practices as part of the debt assistance program. If your creditors have violated any aspect of the Fair Debt Collection Practices Act, your El Paso, TX, debt assistance lawyer will seek damages. You can get up to $1,000 for each violation committed. Violations include harassment, telling you that you owe more than you do, illegally telling someone else about the debt, and constantly calling a third party to get your contact information. These are just some examples of violations.


Contact Our Debt Assistance Lawyer In El Paso, TX

You don’t have to handle your debt on your own. Get help by contacting a debt assistance lawyer in El Paso, TX, today. Call the Ciment Law Firm at 833-637-1075 for a consultation.


Why Choose The Ciment
Law Firm, PLLC?

  • Free ConsultationFind out which debt resolution option is best for you during a free consultation.
  • Positively ReviewedOur firm has numerous positive reviews on Google, Avvo, and other websites.
  • Options for All NeedsFrom bankruptcy protection to judgment lien releases and student loan assistance, our firm provides ample options to resolve your debts.
  • Experience on Both Sides of the FieldDaniel Ciment started his career at a debt collection law firm and now protects those in debt. His experience on both sides allows him to find solutions for his clients.
  • Compassionate and TransparentPatient and knowledgeable, the team is available to answer all questions and explain the process so that clients can reach their desired outcome.
  • Six Office LocationsSchedule your appointment at an office in Katy,

Getting Creditors Off Your Back

When you enter the Debt Assistance Program, the Ciment Law Firm will contact your creditors. Your attorney will instruct the creditors that all communications are to go through the law firm, immediately ending the calls and letters. We then look for violations of your consumer rights and if the debt collector has crossed the line we will be there to hold them accountable.

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Protected Funds

Secured Vs. Unsecured Debt

You likely have both secured and unsecured debt. Secured debt is backed by collateral, such as a vehicle or house. If you don’t make your payments, the creditor can take action to seize the collateral. Unsecured debt is not backed by collateral. Examples of unsecured debt include credit card bills, medical debt, and personal loans. While debt collectors cannot seize your property if you don’t pay unsecured debt, they can take other actions, including obtaining a judgment to garnish your bank account. The Debt Assistance Program can help you manage your unsecured debt and avoid litigation.


Avoid Bankruptcy With Debt Assistance

The Debt Assistance Program gives Texas residents a chance to free themselves from debt without going through bankruptcy. While bankruptcy is an effective way to get out of debt, it damages credit. Bankruptcy can stay on a credit report for up to 10 years. During that time, obtaining credit can be challenging. People must work to rebuild their credit, so lenders will view them as creditworthy. By avoiding bankruptcy, people can prevent severe credit damage. Then, once out of debt, they can begin borrowing much sooner than they could if they had a bankruptcy on their record.


Illegal Debt Practices

Clients enrolled in the Debt Assistance Program are also protected against illegal debt practices. The Ciment Law Firm holds debt collectors accountable when they engage in one of the illegal debt collection practices. These practices include lying about their role, misrepresenting the amount the borrower owes, failing to validate the debt, and constantly contacting the consumers. Debt Collectors cannot threaten legal action that they won’t or can’t take, tell unauthorized third parties about the debt, or harass borrowers.

If you think a collection agency is using illegal debt collection practices, contact the Ciment Law Firm for legal guidance.

video faqs


What is the TCPA and how does it protect me?


What is the statute of limitations for a debt?


Should I make a good faith payment to a debt collector?

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