Absolutely Crazy Advantages And Benefits Of Hydropower
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RESOLVE, PROTECT, REBUILD
We're here to help you.
Let us help We're here to help you.
833-779-9993
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Proudly hated by debt collectors, we are THE Debt Defenders. A veteran in debt resolution, Daniel Ciment has built a fierce team well-recognized as unwavering consumer advocates. For us, that not only means resolving thousands of debt lawsuits and bankruptcy cases, providing student loan assistance, and championing our debt protection program but also protecting your rights and rebuilding your credit scores. If we were Debt Collectors, we’d hate us too.
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OUR STORY A Passion For Defending Debtor's Rights With The Experience To Win
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- Synergy Where employees, teams, and departments can communicate, collaborate, and connect with each other in such a manner as to achieve a desired goal or result.
- Humanity Where we practice compassion for our clients, respect for our coworkers, and mindfulness with our opposing counsels.
- Integrity Where we show a consistent and uncompromising adherence to strong moral and ethical principles and values.
- Perseverance Showing a continued, united effort to achieve our goals despite difficulties, failure, or opposition.
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Address 221 Bella Katy Dr,
Katy, TX 77494 - Phone Number (866) 284-7927
- Email info@cimentlawfirm.com
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Timing Time Zone : CST Prospective Clients: 8am-8pm M-F; 8a-5p Sat Existing Clients: 8am-5pm M-Th; 8am-4pm Fri
Our Values S.H.I.P. – Anchoring Every Action We Take
- Synergy Where employees, teams, and departments can communicate, collaborate, and connect with each other in such a manner as to achieve a desired goal or result.
- Humanity Where we practice compassion for our clients, respect for our coworkers, and mindfulness with our opposing counsels.
- Integrity Where we show a consistent and uncompromising adherence to strong moral and ethical principles and values.
- Perseverance Showing a continued, united effort to achieve our goals despite difficulties, failure, or opposition.
Attorney and Owner
OUR STORY A Passion For Defending Debtor's Rights With The Experience To Win
Proudly hated by debt collectors, we are THE Debt Defenders. A veteran in debt resolution, Daniel Ciment has built a fierce team well-recognized as unwavering consumer advocates. For us, that not only means resolving thousands of debt lawsuits and bankruptcy cases, providing student loan assistance, and championing our debt protection program but also protecting your rights and rebuilding your credit scores. If we were Debt Collectors, we’d hate us too.
- Our Vision To help people relieve their financial stress and improve their lives through next-level representation.
- Our Mission We RESOLVE your debts, PROTECT your rights, and REBUILD your credit.
Our Success See what our client say
"I recently had a case with Ciment law firm, and the stress they alleviated for me has done wonders. My case was dismissed. I had minimal contact with them, which shows I could trust them to work on the job. Rest assured, they reached out to me when was needed, and I definitely received a response when I asked for the status of the case to follow up on other details. I was given all the contact information immediately and any changes to that information if that occurred. I researched for the right fit, and this firm came on the top of the search list. I called a representative for a consultation, which was free by the way we talked for a while, and they answered every question that I had and more. The fee for representation and this law firm having my back was is worth it, especially against dishonest debt collectors. They went to bat for me, and my case was dismissed saved me over 3000+ and a mountain of stress. Thanks again."
Byron F
"Daniel is a superior attorney. From our first meeting through all communications to the end of the process, he was extremely professional. He never hesitated to explain the process and what was happening. He never once talked down to me or over my head. He explained everything at a level appropriate for a non-legal professional. With the exception of the initial meeting, everything was handled either electronically or via phone calls. This prevented me from having to travel 1.5 hours to see him. He was able to handle 2 cases for our family within a matter of months. One case was resolved within days of meeting him. I would highly recommend."
Allen Baragar
OUR PROCESS 3-steps to debt and credit freedom
DEBT RESOLUTION SERVICES how the debt defenders can help
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Our Blog & News Tips & updates from the debt defenders
With over 15 years of experience in bankruptcy, debt collection defense, and consumer protection, Daniel Ciment is a recognized consumer advocate.
Absolutely Crazy Advantages And Benefits Of Hydropower
Lorem ipsum dolor sit amet, consectetr piscing elit, sed do eiusmod temadpor id unt ut labore.
Read More
Absolutely Crazy Advantages And Benefits Of Hydropower
Lorem ipsum dolor sit amet, consectetr piscing elit, sed do eiusmod temadpor id unt ut labore.
Read MoreOur Team Our team of defenders
Daniel Ciment
Owner and Lead Attorney
Ambar Balderas
Director of Operations
Rick Carter
Bankruptcy Attorney
James Foley
Consumer Protection Attorney
Mark Robertson
Debt Resolution Attorney & Manager
Tonya King
Office & Billing Manager
Christian Maciel
Intake Manager
Dennis Viveiros
Bankruptcy ManagerDebbie Landwehr
Debt Resolution SupervisorOur Mission and Vision lawyers, defenders, advocates
We RESOLVE your debts, PROTECT your rights, and REBUILD your credit.
To help people relieve their financial stress and improve their lives through next-level representation.
Daniel Ciment
Owner and Lead Attorney-
Call Us At
833-663-3289 -
Email
info@cimentlawfirm.com -
Website
www.cimentlawfirm.com -
Experience
More than 15+ Years
About Dan
With over 15 years of experience in bankruptcy, debt collection defense, and consumer protection, Daniel Ciment is a recognized consumer advocate and attorney throughout the state of Texas. Following his graduation from South Texas College of Law in 2003, Ciment opened a high volume debt collection law firm where he filed thousands of debt-collection lawsuits.
From there, he became a partner at a Chicago consumer bankruptcy firm. Both his passion for protecting consumers’ rights and years of experience on both sides of the field put him in a great position to guide clients through a wide range of challenging and time-sensitive legal issues. Now settled in Katy, Texas, Daniel is the owner of Ciment Law Firm, where he strives to help each and every client take control of their financial lives and resolve the debt issues that are holding them back.
GET A PERSONALIZED DEBT RESOLUTION SOLUTION how can the debt defenders help?
OUR SERVICES SERVICES PROVIDED AT OUR AUSTIN, TX, DEBT RESOLUTION FIRM
Ciment Law Firm offers a full range of debt resolution, relief, and consumer protection services.
PROUDLY SERVING
El Paso, TX
If You Have Overwhelming Debt, That’s Likely The Most Significant Stressor......
View MapHouston, TX
If You Have More Debt Than You Can Handle, Every Day Can Bring More Stress......
View MapKaty, TX
If You Are Drowning In Debt And Feel There Is No Way Out, The Ciment Law Firm.....
View MapGet In Touch
We respect your privacy. the information you provide will be used to answer your question or to schedule an appointment if requested.
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Address 221 Bella Katy Dr,
Katy, TX 77494 - Phone Number (866) 284-7927
- Email info@cimentlawfirm.com
-
Timing Time Zone : CST Prospective Clients: 8am-8pm M-F; 8a-5p Sat Existing Clients: 8am-5pm M-Th; 8am-4pm Fri
Our Sucess see what our clients say
our review sites
OUR STORY We Get People Out Of Debt
15+
YEARS OF EXPERIENCE IN THIS INDUTURY
Daniel Ciment's dedication to safeguarding consumer rights and enhancing the well-being of individuals is truly remarkable. Starting his legal career on the opposite side, working for debt collection agencies, he quickly realized that his true calling lay in helping individuals overcome the abusive tactics of debt collectors. This realization led him to transition to a bankruptcy law firm and ultimately establish Ciment Law Firm, known as "The Debt Defenders."
Daniel's commitment to providing real solutions to those struggling with debt, his passion for holding debt collectors accountable for their actions, and his belief in giving clients hope for a better future define his inspiring story. Today, Daniel Ciment and his team continue to champion the cause of consumers, offering a comprehensive three-step process to help clients resolve their debts, protect their rights, and rebuild their credit.
video faqs
3-Step Process Unique to Our Firm debit & credit freedom
resolve your debts
We offer two powerful pathways to help you reclaim control of your finances: Debt Resolution and Debt Relief.
protect your rights
We are proudly hated by debt collectors because we fight against unfair, unlawful, and deceptive practices. If a creditor, collection agency, or credit bureau has violated your rights, WE'LL sue THEM.
rebuild your credit
We offer all of our clients a FREE '7 Steps to a 720 Credit Score' education program valued at $1,000.
3-Step Process Unique to Our Firm resolve your debts
protect your rights
The Fair Debt Collection Practices Act (FDCPA) was designed to eliminate abusive, deceptive, and unfair debt collection practices. Unfortunately, many debt collectors succumb to these tactics, which violate the debtor’s rights.
understand your rights and options with these publications
Laws and regulations involving debt and consumers’ rights are always evolving. These free booklets help you make informed decisions. When you’re ready to take the next step, call us to set up your free consultation.
9 Mistake To Avoid When You Are Having Money Problems
Download Here
9 Mistake To Avoid When You Are Having Money Problems
Download Here
9 Mistake To Avoid When You Are Having Money Problems
Download Here
Protected Funds
Creditors can seize most but not all funds from bank accounts. Some are protected from seizure, even when the court issues a writ of garnishment. If your bank account contains unemployment wages, retirement funds, or proceeds from an insurance policy, you can still access that money. You can also access at least two months of social security income if applicable.
What Funds Are Protected Against Bank Garnishments In Texas?
Most bank account funds can be legally garnished in Texas. There are some exceptions to the rule, though. Creditors typically cannot garnish retirement funds and insurance proceeds. If you’re on unemployment, those funds are protected against garnishment. Also, if you are on social security, you must have access to at least two months of the funds. Your bank should automatically protect those funds if they are direct deposited. However, if you do not use direct deposit, you might have to get legal help to prevent your social security income from being garnished.
Contact Our Bank Garnishment Defense Lawyer In Austin, Tx
Your creditors don’t want you to exercise your legal rights. Instead, they would prefer for you to accept the garnishment as it is, without any questions. They know if you consult with a bank garnishment DEFENSE lawyer in Austin, TX, there’s a good chance the court will reverse the order. Learn more about your legal options by calling the Ciment Law Firm at 833-637-1075.
QUESTION AND ANSWER frequently asked questions
The Fair Debt Collection Practices Act (FDCPA) was designed to eliminate abusive, deceptive, and unfair debt collection practices. Unfortunately, many debt collectors succumb to these tactics, which violate the debtor’s rights.
