Ch. 7 Bankruptcy

Ch. 7 Bankruptcy

• Client: Cherie Edmonds
• City: Katy, Texas

Main Issues: She faced significant financial strain after taking out a title loan and depleting her 401(k) savings to pay for a new HVAC system. Also she was dealing with ongoing medical expenses and had to cover her mother's funeral costs, which placed her in a tough spot.

Then she built up credit card debt she couldn’t keep up with. Also had a candle making business but she had to stop due to arthritis.

How We Helped: Really took the time to make sure she felt supported throughout the whole process. I made sure to always pick up the phone when she called and helped her with whatever she needed, whether it was figuring out paperwork, explaining things she didn’t understand, or just listening to her concerns. I made it a point to treat her case with care, like I would for a family member, and worked hard to make sure her title loan and credit card debts were all taken care of. She never felt like just another client—I wanted her to feel like she had someone in her corner the whole time.

Outcome: Her case was determined to be a no-asset case. Debt gone and Fresh start achieved