Author Archives: Rick Carter

For certain individuals who find themselves drowning in debt, one good option may be that of Chapter 13 bankruptcy. Though less than the amount actually owed, applied provisions allow someone with regular income to keep their assets while repaying creditors. Assets can include cars, houses, etc. The Chapter 13 bankruptcy requirements, however, for bankruptcy protectionContinue reading “Basic Requirements To File For Chapter 13 In Texas”

In the case of bankruptcy, the terms “discharge” and “dismissal” are at opposite ends. For whatever reason, however, the topic of bankruptcy dismissal versus discharge is frequently a blurry one. For those needing bankruptcy protection, terms like “Chapter 7″, “Chapter 13”, “discharge”, and “dismissal” are important things to know. The quickest and easiest way toContinue reading “Bankruptcy Dismissal Vs. Discharge: What’s The Difference?”

Dealing with debt collection can be very stressful. It’s even worse when you get a summons that seems to be from a court or legal authority. Debt collectors sometimes use dirty tricks. For example, they might send fake summons to scare people into paying. This article will explain how to spot a fake summons fromContinue reading “6 Tips & Tricks For Rebuilding Credit After Bankruptcy”